Apply about one week before the student arrives in Seattle and/or current health insurance ends, set aside 30 minutes to complete the application. Depending on your income and immigration status, you may be eligible for government subsidies to assist with monthly premiums and other out-of-pocket costs. In most cases, GAIP will be your primary plan unless you enrolled in another employer plan first. You might have private insurance through an employer, parent, or spouse. Patients should allow 7 to 10 working days after the pharmacy receives the prescription for the drugs to arrive via U.S. Mail. Sign up for health insurance by following the instructions below. Knight Hall room 248. Complete information about the plan can be found on the UW Benefits website. Filter table by typing keywords. An on-campus student health insurance representative, Kristina Miller, is available to help with questions pertaining to insurance coverage and benefits. If you have health insurance, complete the. All services outside of the Health Center (e.g. Look into your institution's student health insurance plan, or if you're looking at programs don't be afraid to ask (or ask current students). These hours are subject to change depending upon the needs of the university. It is also known as “the exchange.” International students. Domestic students are not required to have health insurance by the university. Some on-campus health services are subsidized by the Services & Activities Fee, which all matriculated UW Seattle students pay. Group Counseling, Workshops and Trainings, Doctoral Internship Program in Health Service Psychology, Community Health Plan of Washington (CHPW), International Student Health Insurance Plan (ISHIP), Switching your Primary Care Manager to a Hall Health medical provider, Hall Health new patient, privacy and medical records release form, Health Insurance 101 for Graduate Students - Webinar Recording. Some plans. Many international students and graduate student employees are … Is the GAIP plan that is offered considered credible for prescriptions by Medicare? As you work toward your graduate degree, we will support you on the academic path that you will help to define so that you can take full ownership of your graduate education and follow the career trajectory that you imagine. For example, if your position begins October 16 your coverage begins November 1. You don’t need to enroll yourself in GAIP. No health insurance waivers will be accepted. If you’re enrolled in another health plan, you cannot cancel your GAIP coverage. 3. Enrollment and Health Plan Q & A. View the Medicare credible coverage notice (PDF). to locate a provider that is in network or contact your Tricare Primary Care Manager to arrange for a referral. You can contact, For primary care, such as treatments for cold or flu, vaccines, birth control, etc., you can visit a. offer self-pay discounts for uninsured patients. If needed, you can continue your coverage, either through the self-pay option or the continuation of coverage provision. In other words, you will want to select a plan based on which doctors, clinics, or health care providers you want to be able to see. Contact your school for details about its student health plan and eligibility criteria. GAIP: Graduate Appointee Insurance Program Orientations. There are two main kinds of health insurance that are relevant to students: Most UW students have in-state or out-of-state private insurance. Washington State students: Students needing to purchase health insurance can go through the Washington State marketplace. Complete this worksheet for the plan(s) you consider, 1. There you can review the Summary of Benefits and Coverage (SBC) document as well as the plan benefit booklet, which explains your coverage in detail. Are there providers that are conveniently located close to your home and/or UW? Domestic students are not required to have health insurance by the university. The main University Health Services clinic is located in floors 5-8 of 333 East Campus Mall. UBC Risk Management Services has detailed information about student insurance. LifeWise Assurance Company has determined that the prescription drug coverage offered by your health plan is, on average for all plan participants, expected to pay out as much as standard Medicare prescription drug coverage pays and is therefore considered “Credible Coverage.” Because your existing coverage is Credible Coverage, you can keep this coverage and not pay a higher premium (a penalty) if you later decide to join a Medicare drug plan. We strongly encourage the student to apply themselves. For questions about coverage, claims, eligibility, and enrollment, contact LifeWise. What if I’m a DACA recipient or an undocumented student? I'm not at a top institution (not bad, but I'm realistic), and I'm enrolled in our student insurance, but my grad group, PI, and fellowships habe all covered the standard costs and it's shockingly good insurance. Are there providers who are conveniently located close to your home and/or UW? Your coverage starts on the first day of the quarterly coverage period (these don’t correspond to the academic quarters). To be eligible for subsidies, you must earn 100-400% of the federal poverty level. Or are you willing to limit your choice of provider to lower the premium (i.e., by choosing a Kaiser plan)? Hi everyone! If you are under the age of 18 or pregnant, regardless of your immigration status, you may be eligible for Apple Health. See the deadlines, costs, and other details on the dependent coverage page. I'm starting graduate school in February 2021 and my school doesn't offer insurance to graduate students. The site also features a search tool if you’d like to see which doctors and pharmacies are in the plan’s network. Domestic students are defined as US citizens, legal permanents, DACA and undocumented students. Review GAIP eligibility requirements, enrollment, health benefits (medical, dental, and vision), and other GAIP resources, and learn about the information and tools available to GAIP participants on the new LifeWise website. Call if you have concerns about campus safety. Hall Health services provided beyond the $1,000 individual maximum will be subject to the in-network level deductible and plan limits. The Student Health Insurance Plan (SHIP) is a Blue Cross and Blue Shield plan, which provides coverage for preventive care, hospitalization, surgery, maternity, well-baby/well-child care, emergency care for accidents or illness, medically necessary physician care, prescription drugs and mental health. It’s related to reproductive issues, sexually-transmitted diseases, substance-use disorder or mental health services. However, to avoid any coverage delays, you should contact your department and verify your employment information was entered into Workday if you haven’t received enrollment confirmation. How do uninsured students get health insurance? (Services that meet the federal preventive guidelines do not accrue to this maximum.) ASE dependents as well as ASEs who are not registered for classes have two levels of coverage available to them, depending on the type of provider they choose: Benefits at Hall Health are covered at in-network levels and generally subject to the deductible. Living in another US state or territory? (Photo: Jeff Miller /UW–Madison) University Health Services (UHS) is the student health center on campus. UW Medicine and Hall Health are contracted with many insurance plans, but there are tens of thousands of plans out there. There is no single plan that is best for all students. Open 24/7. More information about the mail order prescription drug plan is found in the Prescription Drug / Pharmacy Plan. Use the. GAIP covers medical, vision, and dental care for teaching assistants, research assistants, tutors, predoctoral researchers, and other ASEs working across the University. Determine which providers, if any, from whom you want to be able to continue to seek care. The question you are asking is whether the funding you received to cover your student health insurance is also considered tax-free by the IRS. If the family member is based internationally and is not filing taxes in the US, the student should report their own personal income instead. 24-hour crisis line for people in the Seattle area. Open enrollment only applies to private insurance. Eligible academic student employees are covered by the Graduate Appointee Insurance Program (GAIP). What will your out-of-pocket costs look like for each of the plans in order to meet these needs? Use your non-network benefit, if available, which covers 50% of the cost and includes a $300 deductible, Lifewise individual plans available through the WA marketplace, Coordinated Care individual plans available through the WA marketplace, Community Health Plan of Washington (an Apple Health plan), Community Health Plan of Washington (Medicaid) – Use the, For care that is essential to your ability to succeed academically, such as ADHD assessment, surgery, etc., consider applying for. You’re paid on at least five of the six pay days of the coverage period 4. The coverage periods are: If your position begins after the first work day of the period, your coverage begins the first day of the next month. This list is subject to change and does not guarantee that your insurance will cover the cost of all services with Hall Health/UW Medicine. No referral is needed. Student Assurance Services and Wellfleet provides medical insurance to international students … Once enrolled in GAIP, you’re covered on a month-by-month basis for the duration of your position. You will need to strike a balance between the deductible (the amount of money you must pay each year before your insurance begins to cover services) and your monthly premiums. Out-of-state Medicaid, such as MediCal. The Student Health Insurance Plan (SHIP) provides comprehensive health coverage for UW–Madison students and scholars. You may need to contact your current providers to find out which plans they are contracted with. 206.543.5030 You register for classes by the 10th day of each quarterThis eligibility criteria applies to the fall, winter, and spring quarters. All US citizens, legal permanent residents and student visa holders are eligible to apply for insurance through the exchange, regardless of income and other criteria. Getting Started with LifeWise Student Insurance. During quarters in which matriculated students are enrolled, these include: UW does not offer health insurance to domestic students. Medicaid (Apple Health) has no costs associated with it as long as you only seek covered services with contracted providers. Getting a referral from your Primary Care Manager (PCM). What are your regular health care needs? Identify a primary care provider, an urgent care provider and a pharmacy that are in-network with your insurance plan, where you will get the highest level of coverage. Some students may qualify for low-cost options through Apple Health, Washington State’s Medicaid program. If you remain eligible throughout these three quarters, you’ll automatically receive summer quarter coverage. Lifewise group plans (not individual marketplace plans), Uniform Medical Plan (Regence BlueShield). Out-of-state families will need to determine if their insurance covers services in Washington state. An academic student employee (ASE) who is registered for UW classes, An ASE who is not registered for UW classes, or, Mental Health Clinic (for individual and group therapy), Rubenstein Pharmacy (for prescription drugs), Health Promotion/ Wellness Resource Center, Preferred In-Network Provider: Hall Health*, In-Network providers (this includes Hall Health). Academic student employees (ASEs) receive health insurance through the Graduate Appointee Insurance Program (GAIP). Mail order prescriptions must be paid for by debit or credit. Mailing bills or EOBs to a policyholder or other covered people. X-rays or hospitalization) are not covered by your health fee. To check the holiday schedule: on the main UW webpage click on Calendar, and then click on Administrative Holidays and Summer Hours. On the website, you can also request a replacement for a lost card. For any medical or mental health services not on this list, your health insurance will be billed. These plans include monthly premiums, deductibles and coinsurance. There is no longer a UW … Is the managed care organization’s website well-organized and easy to access? Use healthcare.gov to find your marketplace and apply for insurance. 206-543-4444 If you are an ASE who is registered in UW classes, you will have three levels of coverage available to you depending on the type of provider you choose: *ASEs who use Hall Health services do not have to meet a deductible and the plan covers 100% of most covered charges up to an individual maximum of $1,000 each plan year. If you are undocumented or a DACA recipient, there may be a few plans that do not have immigration requirements associated with them available outside of the marketplace. All plans include out-of-pocket costs like premiums, deductibles and coinsurance. Health Insurance Available for Students. This is an exercise for your own knowledge. This includes: Get help with insurance via chat on this site, emailing firstname.lastname@example.org or scheduling a brief virtual meeting with a UW student health insurance counselor, International students can reach the ISHIP Counselor at email@example.com, Graduate students with GAIP can reach UW HR at firstname.lastname@example.org, Many services featured on this website are funded by the UW Services and Activities Fee. Hall Health Benefits Enrollment Opportunities New Employee >> Employment Change >> Life Events >> Open Enrollment >> Benefits News News feed from UW Service Center Article Item News Post Insurance Plans Health Insurance State Group Health Insurance Disability Insurance AD&D ICI Savings Plans Health Savings FSA HSA Retirement Savings WRS TSA 403(b) WDC 457(b) Leave Legal… Hall Health is contracted only with the public option plans offered by the insurers listed above. The UW pays for your GAIP coverage if you hold an eligible job appointment and meet all these requirements: 1. There are several kinds of personal insurance available to UBC students. Does the managed care organization have a 24-hour nurse advice line? If the student is a dependent of a family member who is filing taxes in the US, parent/guardian income will be considered in the application. Domestic and international undergrads and special students taking five or more credits as well as all grad students will be eligible to enroll in the university health care plan. Private health insurance plans are contracts between you and an insurer. Only US citizens and legal permanent residents (green card holders) of more than five years are eligible for Washington State Medicaid (Apple Health). Short Term Medical Insurance Gallagher Student Health & Special Risk offers Short Term Medical Insurance specifically designed for people who need temporary health insurance for a few months after graduating, are between job or are waiting for other health insurance coverage. Contact Hall Health to select a provider who is accepting new patients first, then contact your PCM to request a referral. Undocumented students and DACA recipients are only eligible for comprehensive insurance if pregnant. The cost of GAIP is charged to the hiring budget as a percentage of the salary in the form of the payroll load rate. The EOB shows what your medical provider charged for the visit and the services, what your insurer allowed and paid, and what you may owe out-of-pocket. To learn about your coverage, including how much you’ll pay for certain services, visit their website. for vaccines and limited urgent care needs. I have money and student loans saved so that I can work part-time (20-30 hours per week) and go to grad school the rest of the time to focus on my program. There are two types of Tricare: Prime and Select. For more information, pick up a detailed brochure from Hall Health Center or contact Hall Health. For 2021, you can now select “public option” plans, which have a lower deductible, by choosing a plan with the word “Cascade” in the name. How to get this coverage: Inquire with your college or university to see if it offers ACA-compliant student health insurance coverage and when they hold enrollment. There are five managed care organizations (MCOs) that are contracted with Washington State to manage the care of people with Medicaid. Review these for a quick overview of your GAIP coverage: Drugs prescribed by your physician that you take on a regular basis and which are determined to be eligible by LifeWise Assurance Company, are available at a discounted co-pay through Rubenstein Pharmacy at Hall Health. Out-of-state families will need to determine if their insurance covers services in Washington state. Unfortunately, DACA recipients and undocumented students are not eligible. Which insurance plans are contracted with Hall Health/UW Medicine? Most international students and many graduate employees are automatically enrolled in UW-provided health insurance. Applying during open enrollment (November 1-December 15th), Gather materials you will need to apply: social security number, WA address, phone number, immigration documentation (if non-citizen), estimate of monthly income of applicant or family members if student is being claimed as a dependent on US taxes. I'm also getting kicked off my parent's insurance at the end of this year. Does the managed care organization’s network include the clinics and providers that you want to be able to see? You can elect to not be considered for Medicaid or government assistance, in which case you will only be eligible for full-fee private insurance ($300-600/month). Sometimes you need to keep your personal health information private, such as when your health insurer sends you an Explanation of Benefits (EOB) statement after you’ve visited the doctor. Some on-campus health services are subsidized by the Services & Activities Fee (SAF), which all matriculated UW Seattle students pay. ... (UW Site) NEW Mobile App: Get all your health plan details on your iOS or Android smartphone. If your insurance does not contract with Hall Health Center and UW Medicine, but does work with other providers in Seattle, you will need to identify providers that you can visit affordably and conveniently, such as those listed below. Note: Hall Health not contracted with Community Health Plan of Washington (CHPW). Contact Us. Rubenstein Pharmacy reserves the right to contact the prescribing physician to confirm the need for maintenance medication and the right to verify future GAIP eligibility. It is also known as “the exchange.” International students can find information here on how to get health insurance during periods when they are not covered by ISHIP. Note to out-of-state families: Plans obtained through the state exchange will only provide comprehensive coverage in Washington state. Look into coverage of common health needs, like mental health counseling, urgent care and prescription medication. See “how do uninsured students get health insurance?”. Calling the home to confirm appointments. Are you a person who rarely uses health care, and would prefer a lower monthly premium? Some UW community members are not eligible for these services because they do not pay SAF, including certain exchange programs, postdocs, and others. In-network providers are contracted by the plan administrator, LifeWise, to reimburse at a discounted rate. Your student health fee covers medical care only at the Health Center. The benefits are standard across the plans, but the network of providers differs. Is it easy to search for contracted providers? Hall Health does not participate in charity care (financial assistance) or offer any discounts based on income or other factors. Any international student with F-1 and J-1 visa status who is enrolled at the UW in a program that lasts a quarter or longer must purchase the UW International Student Health Insurance Plan (ISHIP). There is one application for health insurance through the WA marketplace. UHS provides primary and preventive care on campus, keeping costs as low as possible. Local Washington state address (residence hall okay). Health insurance is essential for students because it protects you from paying the full cost of health care. Please make sure to read all the GAIP information you receive as it contains important information about the GAIP plan. You’ll receive your GAIP insurance card shortly after you’re initially enrolled. Tricare Prime (mental health) – While Hall Health can see students with Tricare Prime for medical care in some circumstances (see above), most Tricare Prime plans only provide partial coverage for mental health care with UW Medicine providers. Domestic students who need information about how to obtain insurance should see “How do uninsured students get health insurance?” below. In spring 2014, the Graduate Student Association (GSA) passed a motion to recommend that all degree-seeking graduate students enrolled in six or more credit hours per semester must have health insurance coverage either through University of Nevada, Reno’s sponsored student health insurance plan or their comparable health insurance plan. This is an exercise for your own knowledge. Student medical insurance Health Services accepts all provincial health plans, for example, the Ontario Health Insurance Plan (OHIP), and the University Health Insurance Plan (UHIP) for international students for most physician visits. Documented immigration status (US citizen, legal permanent resident, student visa, etc.). Health Insurance Requirement for F-1 and J-1 Students. You can contact an insurance broker to learn more. Your coverage ends at the end of the month that your position ends. The insurance is provided by the LifeWise Assurance Company. All J-1 and F-1 international students and scholars are required to enroll in the UWL health insurance plan for the duration of their stay at UWL. Or do you frequently need health care, and prefer a lower deductible? Students are strongly recommended to consider what optional coverage they may need and to become familiar … Review the Summary of Medical Benefits for Dependents & and non-ASEs (PDF) for more details about the benefit levels for each type of provider. Learn about out-of-pocket costs, like deductibles, copays and coinsurance. Domestic students are not required to have health insurance by the university. If you need a temporary card before yours arrives, visit the LifeWise website to download a temporary card. Phone: (307) 766-3025. These plans only provide emergency coverage in Washington State. By completing this application, you will be sorted based on your eligibility into the appropriate category – private insurance (with or without a government subsidy) or Medicaid (Apple Health). An HMO-style plan available to active-duty personnel, retirees, and their families. 430 , 1000 E. University Ave. Laramie, WY 82071. Out-of-state private plans purchased on a state or federal exchanges, which only provide emergency coverage in Washington State, facilities for routine, urgent, or specialty care, or go to the, Care Clinic inside the Bartell Drugs in University Village. If you reside in WA and don’t have health insurance, you will need to seek coverage through, , Washington state’s health insurance marketplace. Students with private health insurance should be prepared for out-of-pocket costs, such as premiums, deductibles and coinsurance. If an alternate means of delivery is required or requested, an additional shipping and handling fee may apply. Call if you have concerns about urgent on- of off-campus mental health needs. The only way to know for sure if your plan is contracted is to call the customer service number on the back of your insurance card and ask the questions posed in the Know Your Benefits worksheet. You do not need to submit the worksheet or any other documentation to UW. You will need to think about your needs and research options before you apply. If the student is a dependent of parents/guardians filing taxes in the US, parent/guardian income will be taken into consideration. 401 Schmitz Hall. This is especially important if you are ineligible for health insurance (i.e., you are undocumented or on DACA). Outside of Washington state, private insurance and Medicaid plans through WA Health Plan Finder will only cover emergency care. Your GAIP health plan is administered by LifeWise Assurance Company. 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